Decide what you care about and prioritize your spending on what’s important.
Stop spending on the things you don’t care about. But don’t stop spending money. Focus more energy on reducing big-ticket items, not just sweating over every small purchase.
“Put aside a portion of your income no matter what. This is a contribution to invest in your future (seed money for a business, deposit in an investment property etc.)”
Pay your self by reducing the top three most expensive areas of your spending (10% or more excluding unavoidable necessities). Also, pay your self by reducing the small expenses that can quickly add up.